Michigan Retirement Research Center

Promoting research on retirement and Social Security Policy

Welfare of U.S. vets has declined over time, researchers find

As the face of America’s veterans change, policy, too, will adapt. In this 2015 working paper, “Declining Wealth and Work among Male Veterans in the Health and Retirement Study,” by Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai Data:... Continue Reading →

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Health care reform hasn’t changed older workers’ labor supply—yet

Researchers have been curious about how the availability of nonemployer-tied medical insurance offered through health care reform would affect retirement. If new options, such as subsidized nongroup policies and expanded Medicaid coverage, led to shorter work lives, it could undermine... Continue Reading →

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Social Security announces seventh National Disability Forum

The forum, “Serving Individuals with Disabilities: Best Practices and the Modern Day Workforce,” will be held on Tuesday, August 1, 2017, 1-3 p.m. EDT. There will be two panels: “Best Practices from Other Disability Programs,” focusing on understanding best practices... Continue Reading →

Housing wealth differentiates English and U.S. retirement savings

Designing effective policy to influence household retirement-saving behavior requires a deeper understanding of household motivations for saving and retention of wealth, particularly at older ages. In their 2015 working paper, “Comparing Retirement Wealth Trajectories on Both Sides of the Pond,”... Continue Reading →

Study looks at how households adjust budgets to job loss

Common sense says that losing a job would have major effects on household budgets. Economic theory says that if a household is adequately insured, through unemployment benefits, savings, home equity, etc., it will be better able to adjust consumption and weather an economic shock. But what shape do those budget adjustments take? Do people cut […]

Upcoming research on cognition & long-term care insurance featured in latest newsletter

Our spring newsletter is now online with coverage of the annual MRRC Workshop. 

Health reform has reduced the number early retirees without health insurance

By age 64, more than half of all workers are retired despite the fact that Medicare doesn’t kick in for most of them until age 65. The decline of employer-sponsored health insurance for retirees means that many people who make... Continue Reading →

Building a better model of how retirement, health, and consumption interact

Health plays an important role in wealth. MRRC researchers look how they interact.

Researcher Q&A Part 2: Olivia S. Mitchell looks at why people do or don’t buy Long-Term Care Insurance

Here’s the second part of our discussion with MRRC researcher Olivia S. Mitchell on her 2015 project with Daniel Gottlieb, “Narrow Framing and Long-Term Care Insurance.” This has been edited for length and clarity. I think a lot of our readers are not... Continue Reading →

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